Click on your credit rating:

Good: Customers with a 'good' profile normally have some or all of the following:
  • an excellent history of employment, residential status and banking
  • never 'missed' or been late with credit account or mortgage payments
  • no CCJ's or black marks against their name
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Fair: Customers with a 'fair' profile normally have some or all of the following:
  • a fair history of employment, residential status and banking
  • been late with some credit/mortgage payments
  • a high level of debt and frequently applied for credit
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
Poor: Customers with a 'poor' profile normally have some or all of the following:
  • a poor history of employment, residential status and banking (often tenants)
  • late or missed payments with several credit/mortgage accounts
  • a high level of debt and frequently applied for credit
  • CCJs and defaults
Note: The above should only be used as a guide and not as a statement of lenders' underwriting rules.
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/>
Moneyback 		5.8% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/><img src="http://www.moneysupermarket.com/images/homeowner.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Restricted to homeowners only. Not available to tenants or those residing with relatives or friends.', 320)" onmouseout="kill();"/>
FirstPlus		 5.8% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/>
Abbey Nati		 5.8% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/>
N Rock		 5.9% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/>
Alliance &		 5.9% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/><img src="http://www.moneysupermarket.com/images/homeowner.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Restricted to homeowners only. Not available to tenants or those residing with relatives or friends.', 320)" onmouseout="kill();"/>
FirstPlus		 5.8% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/><img src="http://www.moneysupermarket.com/images/homeowner.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Restricted to homeowners only. Not available to tenants or those residing with relatives or friends.', 320)" onmouseout="kill();"/>
Ocean Fina		 7.9% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/><img src="http://www.moneysupermarket.com/images/homeowner.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Restricted to homeowners only. Not available to tenants or those residing with relatives or friends.', 320)" onmouseout="kill();"/>
Picture Lo		 7.9% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/>
Credit Plu		 9.5% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/><img src="http://www.moneysupermarket.com/images/homeowner.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Restricted to homeowners only. Not available to tenants or those residing with relatives or friends.', 320)" onmouseout="kill();"/>
Ocean Fina		 10.9% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/>
Accept Car		 17.5% APR
<img src="http://www.moneysupermarket.com/images/PriceRiskLogo-small.gif" alt="" style="margin:0px; padding:0px;" onmouseover="popup('', 'Our \'price-for-risk\' logo indicates that the loan provider will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a loan with a different rate than that quoted.', 320)" onmouseout="kill();"/>
Welcome		 19.9% APR